Social Security is a topic on many people’s minds these days and most retirees have questions about how and when they should begin taking Social Security benefits. This letter aims to answer some common questions about Social Security and educate

After 2013, many investors had forgotten that stocks could actually decline. While 2013 was a banner year for stocks, it was very much a historical abnormality in which equities seemed to ignore bad news (including a federal government shutdown) and